The Federal Trade Commission and the FBI are working consumers about “Cryptolocker”, a new breed of computer malware.
The malware, which holds your computer and everything on it hostage, started popping up last year.
The program encrypts your entire hard drive and shared folders. You don’t get access back until you pay a ransom.
The best way to minimize the damage is to back up all your files, and do it often. Make sure your security setting is high enough to prevent unauthorized downloads.
And don’t download any file ending in “exe“.